Heat olive oil over medium-high heat in a large pot. After 90 seconds when the oil is hot, add the ground seitan, or vegan ground beef and sauté, stirring occasionally, for 6-8 minutes until browned all around.
Add the diced onion and red bell pepper, and continue cooking over medium-high heat, stirring regularly with a metal mixing spoon for 3-4 minutes, until the vegetables are tender.
Stir in the minced garlic, black pepper, ground cumin, smoked paprika, the chili powder blend, oregano, tomato paste, chipotle peppers in adobo sauce, and molasses and sauté for 2-3 more minutes until fragrant.
Pour in the crushed tomatoes, vegetable stock (or boring ol’ water), vegan refried beans, pinto beans, kidney beans, and salt. Lower the heat to medium, and cook without a lid on the pot for 8-10 minutes, or until the desired consistency has been reached.
Optionally stir in the dark chocolate at the very end for a deeper richer chili. And let it melt fully into the chili before serving.
To serve, fill the hat(s) with the vegan chili. You can line the hat with a ziplock bag if you are a chump, or whatever. Otherwise, if you are like the least fun person in the galaxy, I guess you can forgo the hat entirely and just serve the chili in a bowl, or whatever.
Garnish as desired with shredded vegan cheddar, pickled red onions, lime wedges, vegan sour cream, avocado slices, cilantro leaves, or minced chives. Some soft, sweet corn bread is a perfect accompaniment on the side. A weird faux-leather driving glove on the side filled to the brim with frothy ice cold root beer? Why not? Who can stop you?